The right planning now, for whatever life sends your way later
I’ve seen firsthand the compounding difficulties that can occur in the wake of some of life’s worst-case scenarios. Though it’s not something anyone likes to think about, living also has consequences and situations such as being diagnosed with a critical illness, suffering a disability, or experiencing significant decline in old age – any of which can take a toll that goes far beyond many expectations.
Without proper planning, these scenarios can force good people into financial hardship as they struggle to meet the costs of care, remain independent, and meet other obligations. But I’ve also seen the confidence that comes from a proper understanding of the unique risks an individual may face and the options available to them to mitigate these risks.
I am a holistic insurance consultant with a specialty in the living benefit market. I know that with personalized planning and the right coverage, bad news doesn’t have to mean the worst. With more than 15 years’ experience in living benefits, I work with advisors and clients to deepen their understanding of their insurance needs, helping them to determine the best solutions and implementing the coverage.
As an insurance consultant, I hold a CERTIFIED FINANCIAL PLANNER®, Chartered Life Underwriter (CLU), Elder Planning Counselor (EPC) and Registered Health Underwriter (RHU) designation. I have been honoured to be a requested speaker for prominent organizations such as Scotiabank, Sun Life, Desjardins, Advocis, MDRT and CALU in order to promote awareness, understanding and proper implementation of long term care insurance and living benefits.